Our network was struck with a virulent strain of ransomware that encrypted data, crippled systems, and demanded ransom in Bitcoin. After consulting with Chubb’s cyber claims representative, an incident response coach, and forensic expert from Chubb’s cyber panel, we decided to pay the ransom. We received a decryption key that permitted access to the once-encrypted data. A forensic accountant from the Chubb panel assisted in the calculation of our business interruption loss. After comparing sales from the time of the attack to records of previous sales, Chubb reimbursed us for damages emanating from the attack.